Every IRS program has different rules. We explain what each one is and evaluate which applies to your specific situation.
An Offer in Compromise is an IRS program that, in certain cases, allows you to settle your tax debt for less than the full amount owed. The IRS evaluates your real ability to pay based on income, expenses, assets, and available equity.
Not every taxpayer qualifies: the IRS accepts this type of agreement only when paying the full debt would create significant financial hardship, or when there's reasonable doubt about the amount or liability. We review your numbers honestly before submitting an offer, so we never set expectations that don't match your case.
If you don't qualify to settle for less than you owe, a payment plan lets you pay off your debt in manageable monthly installments instead of a lump sum. Different plan types exist depending on the amount owed and your financial situation.
We structure the plan that best fits your real budget, aiming to avoid payments that would strain your monthly finances.
The IRS can reduce or remove certain penalties when reasonable cause exists (such as a serious illness, a natural disaster, or a good-faith error), or when the taxpayer has a clean compliance history and qualifies for First-Time Penalty Abatement.
We review your IRS history to identify whether either of these paths applies to your case.
A levy allows the IRS to take funds directly from your wages or bank account. A lien is a legal claim against your property as security for the debt. Both are serious, but there are ways to stop, release, or negotiate them — typically through a payment agreement, a hardship showing, or another resolution with the IRS.
If you've already received a levy notice, time matters — we recommend seeking guidance as soon as possible.
Unfiled returns are often the first obstacle to accessing any relief program — the IRS generally requires you to be current on your filings before considering an agreement. We help you prepare and file outstanding returns, including prior years.
An audit can be an intimidating process to face alone. We represent you in communications with the IRS, help organize the necessary documentation, and walk you through each step of the process.